Budget Counseling:  Financial counselors help clients develop a realistic budget and maintain proper financial records.  This is a one-on-one confidential session designed to help you identify your financial needs and develop realistic personal and financial goals.

Debt Management Program:  Let Financial Readiness and InCharge Debt Solutions help you get out of debt! InCharge Debt Solutions works with your creditors to consolidate your consumer debt into one monthly payment, eliminate late fees, and lower your interest rates so you can become debt free!

Consumer Affairs and Complaint Resolution:  Have your consumer rights been violated? If so, you can file a DA Form 5184-R* Consumer Complaint and submit to our financial counselor at ACS. When filing a complaint please attach all relevant and supporting documentation (for example warranties, bill of sale, correspondence with merchant).

Food Vouchers:  The emergency food voucher (made payable to the commissary) is intended to assist active duty and retired military Families with food in an emergency, not to exceed 3 days.

Financial Statements:  Information representing the financial status of a client, in the form of an income and expense statement, can be prepared upon request. 

Specialty financial education classes are available upon request.

*Our office also assists units and FRGs in providing financial and consumer training. To request a specialty class, call or email the program manager.  

• Banking and Financial Services
• Car Buying Strategies
• Consumer Awareness
• Credit Management
• Financial Planning for Deployments
• Home Buying
• How to Financially Survive the Holidays
• Military Pay Issues
• Money and the Move
• Paying for College
• Planning for Your Retirement
• Raising Financially Fit Kids
• Renting
• The Survivor Benefits Plan
• Thrift Savings Plan
• Your Insurance Needs